Terms of use

These terms explain the rules for using AskMrTom.ng ("Ask Mr. Tom", "we", "us"). By using this website, you agree to them. If you don't agree, please don't use the site.

1. What we do

Ask Mr. Tom shares news, updates, explainers, opportunities and tips on money, tech, business, health and mindset, mainly for Nigerian youths. Our content is for general information and education only.

2. Not professional advice

• Money: nothing here is financial or investment advice. Prices, rates and figures change quickly. Do your own research and speak to a qualified professional before making money decisions.
• Health: our health tips are general. They don't replace a doctor. If you have a health concern, see a qualified health worker. In an emergency, go to the nearest hospital.
• Legal: nothing here is legal advice. For your own situation, speak to a lawyer.
• Mindset and faith: motivational, psychological and scriptural content is shared for encouragement and growth. It isn't therapy or counselling. If you're struggling, please reach out to a trusted person or a professional.

You're responsible for the decisions you make. We aren't liable for any loss or harm that comes from acting on information on this site.

3. Accuracy and corrections

We work hard to check facts and list our sources, but we can make mistakes, and information can change after we publish. If you spot an error, tell us on WhatsApp and we'll review it and correct it where needed.

4. Opportunities

We share jobs, scholarships, grants, programmes and other opportunities in good faith. We don't run them, choose who gets them, or guarantee that they're still open.

• Always apply through the official website or channel.
• Never pay anyone to apply for a job, scholarship or grant.
• Ask Mr. Tom will never ask you for money, your BVN, NIN, PIN, password or bank details in exchange for an opportunity. Anyone who does is not us.

5. Sponsored content and ads

Some posts and shoutouts are sponsored. We always label them clearly as "Sponsored". A sponsorship isn't an endorsement or guarantee of the sponsor's products or services. Please check any business for yourself before you buy from it or work with it.

We also show ads from Google AdSense. We don't control which ads appear. See our privacy policy for how ads use cookies.

6. Links to other websites

Our posts link to sources, official sites and other websites. We aren't responsible for their content, accuracy, safety or privacy practices.

7. Questions you send us

When you send us a question on WhatsApp or elsewhere, you agree that we may answer it publicly in a post, video or Daily Brief. We won't publish your name, number or private details without your permission. Please don't send us anything you want kept completely private.

8. Our content

The articles, graphics, logo and videos on this site belong to Ask Mr. Tom unless stated otherwise.

• You can share our links and quote short parts of a post, as long as you credit Ask Mr. Tom and link back to the original.
• You can't copy whole articles, reuse our graphics or logo, or present our work as your own without written permission.

9. Using the site fairly

Please don't use this website to break the law, spread scams or harmful content, try to hack or disrupt the site, or copy our content automatically in bulk.

10. Limits of our responsibility

We provide this website "as is". We don't promise it will always be available, error-free or up to date. As far as the law allows, Ask Mr. Tom isn't liable for any loss or damage that comes from using the site or relying on its content.

11. Changes to these terms

We may update these terms from time to time. The date at the top shows when they were last changed. If you keep using the site after a change, you accept the new terms.

12. Governing law

These terms are governed by the laws of the Federal Republic of Nigeria.

13. Contact us

Questions about these terms? Message us on WhatsApp or visit our contact page.